Using Insurance Benefits for a Nutritionist

Nutritionist Holding Fruit

Visiting a registered nutritionist offers countless benefits, from reversing nutritional deficiencies in your diet to helping you lose weight. While this may seem like a luxury, a number of patients across New Jersey and beyond rely on nutritional counseling to address serious health conditions. That’s why it’s important to understand how to utilize your insurance benefits for these visits. If you’re interested in working with a nutritionist, here’s everything you need to know before scheduling an appointment at AIMS Clinic.

Do all insurance plans cover nutritional counseling?

Unfortunately, the answer is no. When a patient wants to work with a nutritionist, insurance may or may not cover the cost depending on your individual plan. However, most plans provide coverage if you have a serious condition that can be resolved with changes in eating habits. Medical research supports dietary solutions for a number of diseases, including diabetes, kidney failure, hypertension, high cholesterol and obesity, and your insurance is more likely to cover nutritional counseling in these cases.

How do I find out if my plan covers nutrition counseling?

You must check with your provider directly to verify whether you have nutritionist insurance coverage. However, making the determination may be subject to certain conditions. Be sure to ask about any requirements you’ll need to meet before nutritional counseling is covered.

Some questions to ask include:

  • Do I have medical nutrition therapy benefits? If so, what is included?
  • Which specific conditions are covered by this benefit?
  • Is a referral required to see a registered nutritionist? If so, who can make it?
  • How many visits are available to me each year? Are they unlimited?
  • What will I need to pay out of pocket given my deductible, copays and coinsurance?
  • Are preventative services covered, such as counseling or screening for obesity?

When in doubt, always consult your insurance provider. Failure to do so may result in unexpected out-of-pocket expenses.

Which insurance providers are accepted for AIMS Clinic nutritional counseling?

AIMS Clinic accepts Medicare, most local union coverage and a majority of major health insurance providers, including:

  • Aetna
  • Blue Cross/Blue Shield
  • Cigna
  • Horizon
  • Oxford
  • Qualcare
  • United Healthcare

If you don’t see your insurance provider listed, please contact our office to determine if we accept your plan.

What if I have little or no nutritionist insurance coverage?

We are happy to work with any patients who are not able to secure insurance coverage for nutritional counseling. You may use a Flexible Spending Account (FSA), an employee benefit program in which you set aside money in a special account on a pre-tax basis. This money can be used for certain out-of-pocket healthcare needs, like nutritional counseling.

We also accept CareCredit, a financing option in the form of a credit card. Unlike a traditional credit card, it offers short-term payment plans that range from six to 12 months. Other benefits include:

  • No interest on purchases of $200 or more
  • No interest if you make minimum monthly payments on time and pay in full by the end of a specific promotional date
  • Can be used for all of your health, beauty and wellness needs

How can I get started?

After determining your nutritionist insurance benefits or financing method, the AIMS Clinic will provide a free initial consultation at our East Brunswick, NJ facility. We’ll explain the benefits of our nutrition counseling and all the services we provide, which are all based on safe, scientific methods. In addition to working with a licensed nutritionist, our board-certified medical doctors and naturopathic doctor are on-hand to assist in devising your treatment plan. For more information, call our New Patient Coordinator directly at 732-254-5553, extension 102 or contact us online today.

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